I also have updated my application with a section where they can address variances to my "typical qualifications," where they can explain things like an old criminal background record (still states absolutely no evictions) or a divorce that wrecked their credit score. 

We "inherit" so many homeowners from the big players who have horror stories (only one booking in 6 months, guests who were allowed to wreck your home with no recourse...the list goes on and on).

Don't want some attorney easily pulling your easy to see RE assets up if little Johnny gets in a wreck.

Identity theft is no joke and could literally wreck your gf's finances. 

I sure hope they get out without wrecking the place ASAP!

and I think the lending industry has firmed that up a bunch.It was a train wreck in the last decade of under capitalized investors buying out of state rentals.No way anyone is going to be made whole buying any kind of mid west property and having to sell it within a few years..

But from a consumer protection standpoint, it will train wreck a system that overall does a pretty good job of protecting buyers and sellers without a whole lot of government intervention and oversight.

Tell squatter the judgement will wreck his credit.

Even when we do walk throughs on our turnovers before tenants leave, we often find a place looks like it will be fine on the initial walk-through and looks like a wreck once everything is gone. 

Tech = possible train-wreck.