That is not going to change for a long time even when a vaccine gets approved, Which by the way won't be for a very long time. maybe 7-8 months from now.

What if he/she refuses the vaccine and gets fired from their employment?

There is no vaccine in either country.

Economy goes mostly on hold until treatments and eventually vaccines become online.

I would not touch this with a measles-vaccinated iron crowbar.

So the US financial drama in the last 2 years we could say like this :Episode 1:   Covid in China ---> Massive Lockdown --> Business closing down --> Stock crashes ---> Fed Prints money to trigger economy --> Tech Stock melts up --> Remote worker started --> Folks moving out of city ---> Home Price going up especially in the west coast ----> vaccination startedEpisone 2: Vaccination is succesful --> Inflation rising ---> Fed started increaseing interest rate ---> Stock market crash/Crypto crash ----> inflation is rising even higher ---> Fed increased the rate ---> Partial Home Price Adjustment ----> UK/Europe collapsing ---> IMF/UN asking Fed to stop the rate hike ----> [ unknown ] Episode 3: [we are here]

Be patient.People are getting sick and dying of a virus we have no vaccine nor cure for that must be contained as well as possible.

Plus, the vaccine is getting rolled out which will curb the spread tremendously.

Fun fact on homelessness, they actually invented a magical vaccination for that "disease" many MANY years back that has all but 100% effective rate.

I've had verified COVID twice, the first time before the vaccine came out.