I think a lot of people are simply not equipped to think of themselves as anything other than a success in life, and anything that challenges that assumption or the external appearance of it is to be avoided at all cost.In the end, this is what vanity does to people, it turns them into fragile things unable to grapple with the crippling fear of being revealed to the world but also to themselves as less than perfect, as most definitely NOT good enough, as "losers" and "failures" and "second-raters" and all the words the most vain among us use for those they think they're a million times better than.Being able to laugh at yourself and your pretensions is a gift and a great liberation of the spirit.

Credit: Both my fathers credit and my credit are above 740Down Payment: Would be 20% WITH GIFT Debt: Both my father and myself have debt lower than $1,000.

My birthday is coming up next week and my wife and I agreed that David Greene's long distance investment book was an investment in itself worthy of the birthday gift. 

I know there is like a $14,000 gift tax, but if it is a loan does that make it exempt?

Be grateful enough that you have the gift of life with the ability to create.

that lets you sell immediately and not have any tax.It's also one of the greatest last gifts you can give to your heirs.  

When I opened up in Charleston I imported my builder from Vegas and put him in business... and first thing he does and he is extremely good at this is he knocks doors makes friends with the neighbors figures out what he can buy them for little gifts and then the neighbors leave Mr.

He would have to gift the property if that would to happen. 

I am thinking you can gift her part of the purchase.

The way I see it I could borrow from family/friends, but those funds will need to be traced, so unless I'm sneaky and get "gift letters" this won't fly with traditional financing.I could structure a deal and make them partners to the investment, but I want to I will want to pay them off within 1 1/2 years.