You should seriously take a trip out here and talk to the experts and brush up on your Detroit.

I used to think every car needs 500 hp, and 14 secs quarter miles were for grandmas, now soft seats, 30 mpg highway and room for my black lab are more important.

Hello @Marcos Carbi,Whether we will have a soft, hard, or no recession depends on which “expert” you listen to.

But heres a few ways ive found that can trigger it without ever being late on a paymeny.Have your credit drop below their criteria on a ramdom soft pull.Have your DTI creep above their criteria.Maybe by losing a job, an income source, having an unforseen expense that you pay via debt.Death of a spouse thats on the note, maybe even one who isnt... if it affects your creditworthiness.Property no longer meets their criteria.

I also get soft tissue work done.

It really comes down to the real human condition of certain communities and instead of brushing it off, walking away, to actually be involved in them. 

Condos are a little soft right now, so its easier to buy one than a rowhouse which are on fire.

But out here in the West were soft costs per door can run 50k or more before you bought the land or go vertical.I see new construction in some markets sell for less than we can build them for.. without the land.. 

I have most of my soft costs figured out and have a piece of land I'm ready to go under contract on and have vetted.

@Zachary Beach hey Zach, how’s the insurance costs up in the brush area?