I'm not a Judge, nor a DA, nor a criminal attorney or any such attorney but I AM a Real Estate Broker, and what I understand of the law in the capacity as is required of my licensure, have experienced of it, and seen of it all, as well as read of it, the exact actions in discussion are way too close for my comfort in fitting the definitive. 

hahaha ya.....amazing how many times we as landlord has to fight with criminals/squatters/drug dealers , these squatter is really nasty, they blew up my toilet and made one of the room really a freaking horror story, they stole everything that can be stolen.

The OP will be opened up to criminal prosecution for a federal offense by committing mortgage fraud.

For all the greatness that this country offers it is also a playground for criminals and victims get screwed all the way around.Looking back I can see many red flags with this whole scenario and how it went down. 

yes. unless a bunch of white collar criminals move in lol

The smallest upfront fee was $1200 and the largest $10,000. 58 of the lenders required copies of our passport.14 lenders were in the criminal data base of Interpol; 28 were in the in the financial crimes data base of Nigeria and 4 were listed in the Interpol data base connecting them to Russian mobs!

Make sure you run credit checks, criminal background and contact previous landlords.

An even bigger issue is that Zillow routinely misses evictions and criminal charges that a quick docket search in the locations listed in in the credit report turns up.

@James Bartlett There can be civil and criminal penalties for mortgage fraud.

The reason I know this is some of my clients over the years and pretty sharp folks went down that rabbit hole and before they committed asked me to step in so I went through the whole pitch.. its amazing these guys are very good at what they do.. but end of the day they are just criminal orignizations..