Our HVAC company asks for 50% down to start because alot of equipment has to be purchased.

Professionals are aware of the ins & outs and are better equipped to do things more effectively.

https://www.business2community.com/tech-gadgets/covid-19s-impact-on-tech-spending-this-year-02297147In either a second-half 2020 recovery or recession, Forrester predicts computer and communications equipment spending will be weakest, with potential declines of 5% to 10%.Tech consulting and systems integration services spending will be flat in a temporary slowdown and could be down by up to 5% if firms cut back on new tech projects.Software spending growth will slow to the 2% to 4% range in the best case and will post no growth in the worst case of a recession.The only positive signs from the latest Forrester IT spending forecast is the continued growth in demand for cloud infrastructure services and potential increases in spending on specialized software.