Yes a contract is an offer, acceptance and consideration (and some other stuff which is assumed like mental competence of the parties etc.)

More of a pay it forward mentality than take a Rookie for all they have.

We've kept tenants when it doesn't make financial sense, you have to follow your gut and mentally write if off as charity if need be.Are there programs she qualifies for and isn't tapping into to help her money go farther?  

Neat project.If I were to play potential buyer, taking mental notes....Drive Up:) Multi-colored brick is an acquired taste but looks in keeping with the neighborhood.)

It went up to help cover mental healthcare costs for Vietnam vets.

Somewhat of a mentality deal also.  

If you will experience less stress and a better mental state by reducing your debt, then, unless investing the savings produces returns a horse length or two ahead of the savings from paying down your mortgage principal, paying down the mortgage might be the better solution for you.Roy - WOW - interest "a=it today's dollars"...?!?! 

Hi Michael,I like your thoughts of building a large portfolio because it's very important in sub $100,000 markets like Ohio.A large portfolio = A safe portfolio.Personally, I've always been a big believer in buying with cash.Less is more.Once you gain experience and understanding the true income vs expenses of your portfolio.Then look at using leverage for faster growth.It takes many years to learn a market along with establishing a solid understanding of it's "in's and out's" from a people/team perspective.As investors we should always reverse engineer and protect the bottom line first and foremost before looking toward expansion and growth.My "cash only" mentality has served me well over the years in my businesses and real estate endeavors.Especially when things turned South and they always eventually do.Start slow, start small, buy with cash and build from there.Just my opinion and wishing you much successps.

Sure you have some people who have limited ability to move up the economic ladder because they have intellectual or mental health issues but I just don't get long term section 8 for as many people as there are on it.

I appreciate your get out there and get it done mentality but it doesn't fit my life or my approach to REI.