I could refi to tap into that equity, but then my slim cash flow disappears and I would have to find another property worth buying that would likely also have almost no cash flow short term or long term due to same maintenance and repair issues that will continually arise, even on newer properties.  

I would not worry about all the value disappearing unless you see something that will affect the whole market you are in disappear such as "the only factory in town closing" or something like that.

This doesn't cost any additional expense to your insurance bill either :)The most important objection you need to address with seller finance is, "Well, what happens if you stop paying me or trash the house and disappear?".

Or becoming one yourself if you're that much of a tax geek.Myth 5: Since 100% bonus depreciation disappears after 2022, hurry up!