Feel free to reach out with any questions.

And there was a representative there from the bank to let you in and answer questions.

Hey BiggerPockets community / I’m Janene Session, a Realtor, real estate investor, and performance coach based in Virginia.Over the past few years, I’ve been obsessed with one simple question:“How can everyday homeowners and small investors turn what they already have into an income-generating asset — without needing millions in capital?”

You are asking good questions but let's be clear - Question 1 -  great view. 

Many investors also find value in joining local meetups or online communities where they can ask questions and learn from others' experiences.

The first question should always be why do you want an HELOC vs a fixed rate?   

My question is, does it make more sense to try and refi (despite not having 20% equity) and look to rent it?

Here's my question: if I partner with others, I don't want to add them to my LLC in case there's a falling out.

The Smokies are completely out of the question with cabins going for +600 K.

I have questions or clarifications regarding their income and student loans but not sure if I am allowed to ask them in more details about this if that could cause a discrimination type of claim or not.Tenant has deferred payments on students loans and said they could prove 3x income yet their bank statement did not show me that.