I usually plan conservatively for 10–15% above my initial estimate to cover surprises, contractor delays, and hidden repairs.

That duplex sounds like a smart way to get started — house hacking first is such a great way to learn the ropes while keeping your costs down.Cincinnati’s market has some hidden gems, so it’s smart you’re checking in with others to make sure you’re not missing anything.

Hidden repairs could eat returns.All-in Monthly Burden – You’re locked into $1,600/mo payments + expenses, which already exceeds current rents.

Memphis is very much a “street by street” city, but it holds a lot of hidden gems once you know where to look.If you would like, I would be happy to walk you through what those opportunities look like and help you weigh the pros and cons of house hacking locally versus building your portfolio in a more affordable market.Feel free to ask any questions, I would love to help you get started.

Has anyone found a reliable method, software, or even a “hidden trick” for pulling phone numbers on homeowners in VA?

Biggest things to watch out for are deferred maintenance costs, seasonality of demand, staffing challenges, and hidden infrastructure issues like septic, well, or utilities.

I always been an extra few batteries hidden somewhere incase a guests messages about that.

Given it is the same owner, they should have known not to mow the vacant lot; however, they may have had a new employee who didn't follow instructions or didn't know. 

Memphis is very much street by street, though, and there are some great hidden spots.

Something I’ve learned while starting out is that local banks and credit unions can sometimes be more flexible than big banks when it comes to investment loans. They actually get to know you, not just your numbers. De...