Definitely shop around.

Those national, discount lenders will disappear when a bigger or easier deal comes along and you'll be left holding the bag. 

Check out my profile and let me know your REI goals for 2026 be great to talk shop!

This is truly a one-stop-shop for anything real estate . . . . 

If you do buy all cash, keep rehab light, build a CapEx reserve, and have a clear exit or refi plan; if the deal only pencils with perfect rent and zero surprises, keep shopping.

Make sure to stop in the local coffee shop and hang out a while. 

Do three things: automate one extra principal payment each month or switch to biweekly so you make roughly one extra payment a year; throw all windfalls and any annual escrow or tax refunds as principal‑only curtailments; and shop a refinance only if the rate drop and costs lower your break‑even in a timeframe you’ll keep the loan.

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

Every time you shop, it costs you more dollars to buy the same set of goods or services.