And since the loans were not in their names and as you note Sellers did not know to ask for PG ( although in these cases PG is worthless) These folks walked and left the sellers in a very bad way..

It's highly unlikely that you'll get a DSCR loan without a PG at this point.

He and his partner appear to have also signed a PG (link below).Funny you mention podcasts.

We do require a PG but i never said anything about the loan not affecting DTI.

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If its your primary residence be ready to sign a PG and jump through a few extra hoops with your lender.

Quote from @Huiping S.: Lots families were flooded from Hurricane Helene.

@Steve K.I would rather goto Vegas and bet on the craps or the slots .

This is why getting a PG when lending to a LLC is important.

(SDIRA) An IRA cannot must use a non-recouse loan so they are often talked about in self directed IRAs IRA forums. under the scenerio presented there is no way a bank will do non recourse.. just wont happen. what you can do is rearrange your LLC.. were only on person PG's  the other members each hold less than 20% interest thats the threshold for PG for most all community banks.and you do the PG.. keep in mind LLC's can have uneven ownership and un even profit splits you can have an llc that you own 90% of but you only make 10% of the net profit its not like coroporations were ownership % also equals profit distributions.