For example I offer a limited service product in FL at 10% and I can show I am beating the market 10-12% here through marketing on 15+ channels (Abnb, VRBO, Google Vacation Rentals, BDC, Cap 1 Travel, Marriott Homes & Villas, etc).

Also real estate investor agents and REO agents have different views on things as well.is there a place to understand the experience and type of product they sell?

LOC on Co-ops is already a niche product, so options are limited but I am still curious to hear from anyone with experience in this area.

Low rates possible since you have strong equity and solid payment history.Portfolio or Bank Statement Loans: If you have difficulty qualifying for the full cash-out due to rental income considerations, some banks offer portfolio loans for investors with significant assets.HELOC or Line of Credit: For flexibility, you could pull against the SFH without refinancing fully, though rates may be higher.3.

Montero, Marine Corps veteran and founder of Summit Legacy Holdings, a California-based holding company focused on building long-term wealth through BRRRR real estate investing, land acquisition, and sustainable development.I started my credit and financial journey with very limited resources, using small tools like the Self App, disciplined credit building, and consistent vendor accounts to position myself for real estate investing.

Sophia, this is an ambitious plan, and honestly, with your W2 strength, credit profile, and experience, you’re in a much better position than most people trying to pull this off.

But you can deny for credit, income, etc.

A potential section 8 tenant applied today who is unemployed, with $5K in collections from various companies and a 580 credit score. 

I have a great credit score and am employed.

Quote from @Ethan Maciejewski: How do I determine if a tenant should qualify for a resident who has a low credit score but good rental payment history?