Of course, debt allows an investor to scale quicker and take advantage of appreciation on a larger scale but running a risk analysis on who's making loan payments when the SHTF is a useful exercise.

The Violence Against Women Act (VAWA) is a federal law that provides housing protections for people applying for or living in units subsidized by the federal government and who have experienced domestic violence, dating violence, sexual assault, or stalking, to help keep them safe and reduce their likelihood of experiencing homelessness.Protections it offers:Under VAWA, someone who has experienced domestic violence, dating violence, sexual assault, and/or stalking (VAWA violence/abuse):Cannot be denied admission to or assistance under a HUD-subsidized or assisted unit or program because of the VAWA violence/abuse committed against them.Cannot be evicted from a HUD-subsidized unit nor have their assistance terminated because of the VAWA violence/abuse committed against them.Cannot be denied admission, evicted, or have their assistance terminated for reasons related to the VAWA violence/abuse, such as having an eviction record, criminal history, or bad credit history.Must have the option to stay in their HUD-subsidized housing, even if there has been criminal activity directly related to the VAWA violence/abuse.Can request an emergency transfer from the housing provider for safety reasons related to the VAWA violence/abuse committed against them.Must be allowed to move with continued assistance, if the survivor has a Section 8 Housing Choice Voucher.Must be able to provide proof to the housing provider by self-certifying using the HUD VAWA Self-certification (Form HUD-5382), and not be required to provide more proof unless the housing provider has conflicting information about the violence/abuse.Must receive HUD's Notice of VAWA Housing Rights (Form HUD-5380) and HUD's VAWA Self-certification Form (Form HUD-5382) from the housing provider, when they are denied admission to a HUD-subsidized unit or HUD program, when they are admitted to a HUD-subsidized unit or HUD program, and when they receive a notice of eviction from a HUD-subsidized unit or notice of termination from a HUD program.Has a right to strict confidentiality of information regarding their status as a survivor.Can request a lease bifurcation from the owner or landlord to remove the perpetrator from the lease or unit, and if the housing provider bifurcates, it must be done consistent with applicable federal, state, or local laws and the requirements of the HUD housing program.Cannot be coerced, intimated, threatened, or retaliated against by HUD-subsidized housing providers for seeking or exercising VAWA protections.Has the right to seek law enforcement or emergency assistance for themselves or others without being penalized by local laws or policies for these requests or because they were victims of criminal activity.Source: https://www.hud.gov/vawa

In that book, there are a series of exercises (written exercises) that you can do to help you possibly come to some conclusions on your own about how you want things to be for yourself in the future.Good Luck! 

Upon exercising the option, seller would provide owner-financing for a portion or full price.

My name is Wilfried Tanefeu, and I’m a junior at the University of Michigan majoring in Applied Exercise Science and minoring in Real Estate.

Having a second set of eyes on those proformas is always good.Running the 5 year proforma financials is a great exercise (if you haven't already done so) and at the end of the day, the financials will tell you what to do ... and you have to listen to them, even if you don't like the answer you get after you put in all the escalators and worse case scenarios (I hate it when the numbers don't work out and I like the property). 

Redemption is not uncommon with investment properties because the borrower can often sell their right of redemption to another investor, who then has the right to exercise it. 

Would second Michael Wyatt, and say connecting with a realtor that understands investment properties is a great start and will allow you to put in some exercise so you can better understand your area, comps, and what makes a good deal. 

And there is a lot that can go wrong here (opex and capex not accurately accounted for, property value or rents go down, tenant issues, seller files for bankruptcy, issues with loan servicer (I've experienced this one), insurance issues, mortgage company exercises their right to call the loan due on sale, title issues, judgements etc. there is a lot that can wrong with subto).

In fact, we just exercised our own termination on a client about a month ago who was driving my team crazy.You want to find out if they are getting to you in other ways besides the 22%.