Financing PathwaysConventional Cash-Out Refi: Ideal if you want predictability.

Paying down more principal would be ideal, and I like your solutions better, but a 50 year mortgage is still better than renting. 

My current focus is value-add multifamily in the Dallas area submarket, ideally in the 20–50 unit range. 

We were thinking AZ or TX but unsure if it’s ideal

Given your situation I would ideally by a duplex and house hack or a quadplex if possible.

In markets like Memphis, small multifamily properties still hit or lot of times exceed the 1% rule, and they’re ideal for investors who want both cash flow and scalability.

They’re ideal for multifamily housing, student apartments, or any rental property where cooking fires are a common risk.In short, installing fire stoppers is a low-cost, high-impact safety measure that can protect your investment, your tenants, and your peace of mind.

It definitely looks the best, but I am not sure if the $299 to have an AI pick up missed calls or have an AI receptionist is worth it or not.I want to find my first creative financing deal Ideally in Fresno CA before March of next year.

But that is my back pocket plan B.Trying to come up with some sort of bridge strategy to then domino the owner occupied refi route first.Plan C is being the opportunity to potential investors, which I have a lot of interested people but ideally want to do this solo.

Ideally learn from this investor to either partner with them or learn how to do flips.3.