CredibilityIf you have these 3 ingredients, you WILL get a conversion—guaranteed.Without getting too deep into this… “personality” is the biggest one.

Think of it like following a recipe—same steps, same ingredients, every time.

.🔑 The Key Ingredient: ConsistencyThis is a hustle game.

We've never had a broker close on there and they ask stupid questions.If I see a broker label next to someone I typically just archive the conversation.

Common sticking points include:Verification of rent or mortgage on your primary residenceA recent utility bill to confirm occupancySix months of reserves, even on rate-and-term or cash-out refis where no funds are required to close401(k) and retirement accounts being discounted to 60% of their valueLenders requiring PDFs with full account details — screenshots aren’t accepted, and missing information (like account number or name) means resubmittingTedious Corrections That Slow Everything DownThe closing process is often delayed by minor, technical issues that feel like death by a thousand cuts:Appraisal revisions for things like a refrigerator not being labeled correctly on the reportTitle corrections that go back and forth with the title companyInsurance documentation — lenders often want a formal invoice proving the policy is paid in full, and it’s shocking how many insurance companies struggle to provide this in a clear, timely formatEach of these delays typically adds 24–48 hours, and because most lenders don’t work evenings or weekends, momentum can stall quickly.

These are often labeled as “turnkey” companies.Ask if they:-Have licensed contractors they work with regularly-Provide itemized estimates and progress updates-Will oversee inspections, permits, and final walkthroughs2.

If you don't want to be labeled a scammer or con-artist then you simply have to change your ways.Right now Peter Harris and team looks like a scam/con, and act like a scam/con, so therefore is a scam/con - if they want to fix that .. then they have to stop scamming and conning people - it's that simple! 

These are the exact same ingredients required for success leading in any business and dare I say life.In the college/university experience one will experience difficulty, stretching self beyond what thought capable.

However, we’ve seen some charge $1,500–$2,500+ labeled as “underwriting” or “processing,” which may or may not be justified depending on the lender’s internal process and speed.When lenders don’t require an appraisal, a small commitment fee makes sense to ensure the borrower is serious and not shopping multiple lenders — especially in competitive markets.

Hopefully you will get some feedback from others that have and get pros and cons is it a white label of some other service I would be quite surprised if BP actually did this in house