Second, I proved the concept.  

Over seven years that’s $100K+ saved, which easily offsets the higher purchase price.Tax Strategy (Crypto Offset)A cost-segregation study should allow about $145K (around 25% of the purchase price) for bonus depreciation.At a 35% bracket, that’s roughly $50K in Year-1 tax savings — almost my entire down payment.After depreciation, my effective cash basis in the deal is around $14K.Deal SummaryOnly $65K down on a $590K property (about 11%) = strong leverageBlended 3.4% interest rate when market rates are 6–7%Assumed first loan saves significant interest costPositive cash flow, professionally managed3 bed / 1 bath units in a stable rental market10-year appreciation at 3% annually = roughly $790K future valueEstimated $200K+ equity gain over 10 years (appreciation + paydown)$50K+ Year-1 tax savings through cost segregationBig PictureLow down payment, cheap financing, hands-off management, and strong tax benefits make this a solid long-term hold.

Professional inspection reports can prove that the building is well-maintained and structurally sound.Consider working with an independent agent or a broker who specializes in multi-family and historic properties.

The most common test used is the 100 hours and more than anyone else test.For example, if you acquired a $500,000 STR after January 19th, 2025, you could accelerate $100,000 of losses with the help of a cost segregation study.

Study a map of properties that have sold in a given area and the relationships will immediately jump out at you.

Ask them:What credit score, debt-to-income, and reserves they like to see for house hacks or multi-family loans.What first-time buyer or local programs exist in your target area.How they treat projected rental income when calculating eligibility.That info gives you a clear goalpost — you’ll know exactly what to fix or build before next year.In the meantime, here is my advice and some actionable steps you can start on now:Pick a target market and study rents, prices, and zoning.

First, pull full rent rolls and utility ledgers to prove patterns, then ask for a seller credit or price cut tied to arrears risk and any inspection findings; present options like credit, seller-paid escrow for delinquency, or partial carry.

Currently i am studying more about real estates in BP youtube videos and youtubes, and somehow i'm find some trouble when searching real estate groups / community in indonesia to join.

Many of my clients are spread across different states, and with today’s tech, everything from cost segregation studies to entity planning can be handled virtually without sacrificing quality.A great real estate CPA won’t just “do your taxes” — they’ll help you plan ahead, so you can take advantage of depreciation, 100% bonus write-offs (under the new 2025 bill), and passive/active loss rules that most general accountants miss.If you’re already at three doors and thinking strategically about deferral, you’re at the perfect stage to start working with a tax strategist who can map out the next few years — not just this filing season.Are you leaning more toward holding your properties long-term, or planning to add more STRs this year?

It takes some knowledge, so study up before jumping into a deal.