We are making an effort to be consistent with habits like reading, eating healthy, proactively plan the week, write down daily and weekly goals, etc.

There are investors here that have long term tenants because the make-up of our economic base is a healthy mix between white and blue collar jobs.

Could be a slight off topic but MF properties would play much safer during the market correction because you can still pay expenses and the mortgage while few tenants can’t pay, plus many other benefits and advantages.MF was not immune to the 2008 crash you only have to look at  FLA GA NV  and other areas to see plenty of failed apartment deals.. 

I focus on riding the wave of transitions and have achieved both healthy ROI and rapid appreciation. its the reason I think Philadelphia is a good place to invest.

If you owned one bedroom low income units last year you were looking at a different picture.The fact that you cashflow only $200 a month tells me that you are not investing in cheap units; given the national housing shortage which will take a very long time to resolve at the current construction pace, you should be gaining equity on a pretty healthy pace.We have not seen rents respond to the 4.2% inflation yet, but I expect that to happen in 2022 and with that you should see also your cash flow go up.

Even though the market is slowing down now, which is healthy!

We are a economically healthy, mid-sized cities, with high percentage of Fortune 500 companies. 

* A one-week vacation around July, and 2 or 3 weekend-getaways throughout the year to decompress* Keep family healthy throughout the year, however we can, with safe social practices* Stretch goal: buy our first no-cash-whatsoever property (OPM)* Stretch goal: Buy as many good foreclosure deals as possible with other investors, if that's a thing in 2021

To you and everyone else here, I wish you a much more profitable and healthy 2021 and beyond.

If you are already financially healthy and the few grand cost is inconsequential, i would say go for it and try it out.