The beauty of real estate investing is there is no one-size fits all for any investing discipline, simply isolate your goals and find the investment vehicle that is going to provide you the returns and lifestyle investment (time) for you to achieve those goals. 

I would like to add that there are those that view REI as a hobby, a side hustle, trophy collections, while others look to it for financial freedom, wealth building, and as a lifestyle.

Keep in mind your goals, time, energy, and the lifestyle you want to have or are willing to have. 

As for a downturn, I don't see one in the next decade as austin is building a "real" economy and matching lifestyle which will continue to create jobs and lure people here from other parts of the country.

People tend to flock to real estate because it is easy entry and provides hope to those who either hate their job or want some sort of lifestyle they are not able to get with their current job.

Take less than 1/10 of that and invest in Lifestyles Unlimited base membership. 

If you are looking for ways to find people to network with, I would suggest joining a real estate investment club such as Lifestyle's Unlimited, they have over 55,000 members. 

This could limit your ability to refinance in the future to lower your payments.Rental Viability: Renting out a very new home (built in 2019) may not be ideal due to potential wear and tear concerns and the fact that it's less likely to need significant repairs or updates that tenants often expect.Local Market Considerations: Chicago's property market is known for high property taxes and historically slower appreciation compared to other markets.Financial Necessity: If you don't have a strong financial or personal reason to move, such as proximity to work, family, or lifestyle changes, it may not justify the hassle and costs of buying a new primary home.I am a loan officer so feel free to reach out to me directly if you have any other questions or would just like to discuss!

I can't say what other programs do or don't work since Todd's is the ONLY real estate program I've ever done, but I can tell you that if you follow it step by step, it works and you will make your money back and a whole new lifestyle for yourself!

Colorado (my favorite state) would be an incredible place for lifestyle and real estate appreciation.