Using the guidelines below you should be able to do some basic calculations to arrive at a number you are happy with.

Ambition is the path to success, but persistence is the vehicle we arrive in -Bill Bradley

As a conservative long-term investor, I've gone for 15-year for a faster payoff to arrive at F&C, which brings in a great retirement income.  

It's set at 69 and it was 72 when arriving home just now which isn't a huge difference. 

Full payment upfront, before the guest ever arrives. 

There have been recessions and bear markets.Yes, I would agree that the arrival of a flu pandemic on our shores was likely not the method by which the casual observer or even seasoned economists would have guessed as the trigger for our current economic situation.

If something arrives damaged they just replace a component in the appropriate color.

When you arrive in Seattle definitely reach out, happy to grab a coffee or beer with you sometime and chat more. 

As you mentioned, I put my existing renter on Apartments.com and the process seems to work ok.Another question - with how long the ACH takes, do you have them schedule to pay before the 1st of the month so it arrives then, or just wait the several business days?  

But it's still deception since you're trying to get the tenant to arrive at an incorrect conclusion.If you expect a tenant to be truthful with you then you need to return that courtesy.