When you say stitched up, kind of reminds me of the Black Knight in Monty Python's Search for the Holy Grail "Tis but a flesh wound.

And what kind of liabilities is he talking about?

@Dell Schlabach,Thank you for your kind words.

@James Wise I agree that us investors need to give this kind of feed back!

What kind of interest rates are giving in a line of credit?

Aim for the kind of tenants that stay long term.

Some probably never lose it but they obviously learn to manage it if they stay in the game.Don't let fear turn into a reason to not try.Don't be so worried about that first deal not making the kind of profit your tenth will make.

I own this thing free and clear, and my property taxes & utilities are always paid current.What if I decided to:a) Stop paying my HOA fees and never pay them againb) Fall out of compliance with the HOA restrictions in some other way (stop mowing the lawn, let my house fall apart, some other obnoxious violation).What kind of consequences would I have to deal with from the HOA?

What kind of flooring contractor are you?

I'd love to see what kind of answer you get on this too.