I use the same technique of buying half to fully vacant commercial spaces, lease out and refi.

I'm just interested in learning some new valuation techniques, so I know what to do the next time I find a church for sale that's not already under contract...Thank you!

So, if you pay loan costs tell the borrower to see their tax advisor.Several techniques to use, pay new loan costs, discount the payoff, refi less and take an unsecured note for the change, payoff other debts to help them qualify or buy down the interest rate on the new loan.

I look forward to learning techniques that will help me be a great landlord in the future. 

I have looked at the newer  modular techniques then saw this... http://www.gcpci.org/projects/project.cfm?

My business partner in Southern California - @Peggy Liu is getting a lot of leads there after implementing the techniques I taught her.

Just simply Follow our patented techniques and you’ll be sipping pina coladas on the beaches of Waikiki with Robert kiyosaki everyday .

What tools and techniques do you use to automate your business?

It shall be an unlawful discriminatory housing practice for any person, or any agent or employee of such person:To refuse to consider as a valid source of income any public assistance, alimony, or child support, awarded by a court, when that source can be verified as to its amount, length of time received, regularity, or receipt because of race, color, religion, gender, national origin, age, familial status, or handicap;"https://www.ok.gov/OREC/documents/CompleteDiscrimI...It is illegal in Oklahoma to discriminate against an applicant because their income is from public assistance.  

This site is absolutely where you want to be if you're looking to learn the ropes of RE investing and find out about all the different techniques available.