I had to think that one over, but for me its better to create relationships and a network of people who can be your workforce and save your time for other things more productive.

We’re trying to purchase for less than 300K for our first property because we want to make sure we can afford the vacancy costs.

I took a class based in Baltimore and the properties were more affordable.

That will give you an idea of what rental rates are.2- It's more affordable to buy on the west side of I15 but you also have lower rental rates over there. 

Landscape supply business demanding to be paid under the table (cash only, no paperwork or receipt)A landscape supply business misrepresented their product to me. 

Landscape supply business demanding to be paid under the table (cash only, no paperwork or receipt) for poor quality product not agreed to.A landscape supply business misrepresented their product to me.

It is a great organizational product. 

I may adjust up or down depending on the initial repairs that it will take to get the property online and in production.  

Even for a local bank, why would they add a layer of risk for themselves by offering a product they cannot sell to Fannie/Freddie, without at least adding in risk premium into the rate. 

Great way to get in at an affordable rate and create sweat equity that you can leverage for your next investment!