Or roughly14k total.But there are two reasons why hard money is such a valuable tool.1) If you can find better deals, you can limit your out of pocket to just the points and closing costs.

This site is probably the best tool i have found for networking. 

This article outlines a lot of what the young generation feels about the big MSAs.Upstate New York will be a popular option as people start telecommuting more towards the city.

I'm sure these keywords will be buzzing their inboxes and they'll chime in too.I always get a little nervous when it comes to lake properties because they're usually seasonal unless it's a popular lake.

Best of luck in working through some options, plenty of tool and advice on this site when you narrow down your possible solutions!

Podcasts are particularly popular. 

Here's a recent thread:http://www.biggerpockets.com/forums/79/topics/70839-has-anyone-heard-of-or-dealt-with-marc-imhofUse the Search tool and you'll probably find more...

Since I have many better ways to buy property (off market, without depending on listings for deals) the MLS only represents a channel for disposition, not acquisition.Some Brokers and agents may believe that they have fewer available tools to market their listings.

I've learned a bunch from this thread so far, and got some new tools as well :-)

just above the "post a reply' box are some formatting tools.