I was under the impression that multiple credit inquiries in a short period of time from similar lenders, mortgage brokers for instance, would be viewed by the credit reporting agencies as "rate shopping" and the algorithm would not hit your credit the same as applying for multiple credit cards for instance.

Only the borrower, the bank and the credit reporting agencies know how far a borrower is past due and i'm very confident that creditor's aren't selling that information in bulk to an open market and even more confident that credit reporting agencies aren't selling it so, that leaves the borrower?

PrayThe vast majority of agencies, including mine, don't offer this service.

Jason Coleman , I believe that you need to let your County or the agency that helped you with the DPA regarding you vacating the property.

Hey all I'm curious if anyone has any recommendations for any Title agency in Richmond VA that are already familiar with the wholesale process.

Try to see if you can find an agency that just charges the minimum. 

Bordering on illegal" while lease options are not main stream, they are not illegal.

Some hard/private money lenders that don't back their loans with an agency may not have seasoning requirements at all!

There are agencies like the one I work for that have a private inventory of off market properties (not on MLS) that have been hand picked for individuals that don't have the time to pound the streets.

Are you advocating dual agency?