Floor has a slight slope to it.3. laminate flooring was put in incorrectly 4. stress crack along with minor water damage on ceiling and walls5 new roof6. no appliances 7. the washer and dryer connections are in the kitchen8. has no central air (95%) of the houses in the area have it 9. need landscaping 10. gutters11. wall trim is in pieces12. some paint since im sticking to white ( very popular in the area)13. doors need replaced14. full remodel of the bathroomAlso the furnace and water heater are exposed in the bathroom (looks very weird) and it does have a garage or a basement but crawl space.

Are properties that are scheduled to be sold shortly at an upcoming tax sale, better to focus on, even though I have very limited time in which to make an effective direct mail response connection?

I like to get to know the people that I do business with, as I find that "who" you are has a greater effect on how you do business then "what"what you are or "what" you have. 

I have called three major insurance providers and each has an endorsement / rider for sinkhole damage for owner occupied houses, but none of them offer a similar endorsement for the rental property (DP3, fire, or landlord policy). 

At that point you don't have any risk of the lender calling the loan due (acceleration clause for the first year), plus you can now deduct from this property (assuming its a multifamily) more effectively.

You can create a scale based on cost of non wear and tear (broken drywall, damage, etc.), number of non-landlord problem calls, etc.

Does the type of income or way I'm taxed effect what kind of loans I can receive.

Is there more effective techniques?

We were looking to buy... but renting seems to a much more cost effective option. 

How will it effect market and what do you see happening in Indianapolis real estate market in near future?