I'd like to introduce myself, my names Kalman Debski, very unique!

Depending on the amount of equity available, you might be able to get a loan from someone that attaches the next position available, but it would likely be hard to convince someone w/o the ability to show a solid way for repayment.

One of the things our agent also said was the construction was unique (stone) and that it would be expensive to replace thus high replacement cost. 

Credit score does not mean that much to me, as I am not lending money and a credit score does not tell the whole story.If a prospective tenant has significant debt, I will want to see a written repayment plan in place.If a prospective tenant has significant legal history, I will want to see evidence of what they have done to improve their record.In addition to all of this, when a person first inquires about a place that I have available to rent, I want to know the person has done their research first.  

Any advice or unique approaches to this nightmare?

I work with investors all the time on financing and its very common place, but the ones that have been very successful have developed systems and unique processes and have stuck to it over, and over, and over again. 

I've found that all people here have something unique and different to say.

While the formation in each state is unique, he should be able to provide you with a cost per LLC.

The 3 per yr exemption (from licensed origination) still requires ability to repay verification.  

MH investing is very unique and it is sooo easy to purchase a property for too much money or leave extra profit on your closing table when you resell.