Had to get two sets of tenants out for serious capital improvements issues, life and safety issues.

I'm currently a license home improvement contractor in Maryland.

If you can improve your Cash Flow by $200, then the refi is definitely worth it.  

Thanks to some good advice we got of the forum we estimated that improvement costs would have been around $50k on the main house and around $21k on the smaller cottage.

I’m the type of person who looks into the fine print and has the grit to push through to make something happen; I understand real estate is a challenging, long-term game and I’m comfortable with that.Questions and challenges: Should I look into down payment assistance and use the money from my father to improve a property/force appreciation instead?

Account Closed If you are talking about Category as in QBO lingo - then Improvements and Repairs are a must.

That area is only improving with a large state farm headquarters going in and the Braves stadium moving to the north side of town. 

There are many benefits to using this loan and we will list those below- however please keep in mind that a licensed mortgage originator should do a full analysis to see which renovation product is right for you and your family.Here are some highlights of the Fannie Mae Homestyle Renovation Mortgage: Perform almost any type of improvement or repair including luxury itemsImprovements and repairs can go up to 50% of the after improved valuePrimary residences, second homes and investment propertiesOne- to four-unit homes, condominiums, and PUDS30 year fixed rate mortgagesAs little as 5% downNo mortgage insurance for loans with 20% equityReduced mortgage insurance for loans with less than 20% equity versus a 203kAdditions and second levelsSwimming poolExterior spa or saunaBuilt in BBQ island and outdoor kitchenBuilt in outdoor fireplaceTennis courtsGeneratorand really anything else you can think of!

Should we take advantage of the de minimis safe harbor election on repairs vs improvements?

Are there any other strings attached I.e other code improvements required?