I "could" get lower but I just feel like a dirt bag doing it so I hold the line at 5%.

YOu know the kind Hi I am a cash buyer close when ever. you call one back and they will follow the guru script.. offer 70% arv minus repairs.. so pretty much any offer from direct market will be at 50% or less of ARV.. and this is why you have to send out thousands upon thousands of direct mail pieces to bag a few..