@Charles Parrish Thank you for your responses.I am in the process of acquiring this SFH through owner financing.The seller still has mortgage on the property do it's going to be a wrap mortgage arrangement.The deed will be transferred on closing to me.I was just concerned about the loan being recalled.I have heard people say this is possible.

PURCHASE COSTS: Purchase Price ($62,000.00) Inspection(s) $400.00 Appraisal(s) $450.00 Survey(s) $0.00 Lender Fees/Costs $0.00 Closing Costs ($5,200.00) Other $0.00 Total: -$66,350.00 REHAB COSTS: Labor (from page 2) ($13,900.00) Materials (from page 2) ($16,380.00) Total: -$30,280.00 HOLDING COSTS: Mortgage Payments $0.00 Property Taxes ($300.00) Insurance ($700.00) Utilities ($900.00) Lawn Care $0.00 Other $0.00 Total: -$1,900.00 SELLING COSTS Selling Price $130,000.00 Commission To Agents ($7,800.00) Buyer Home Warranty ($500.00) Buyer Termite Letter ($50.00) Buyer's Closing Costs $0.00 Seller's Closing Costs $0.00 Total: $121,650.00 PROFIT: $23,120.00 On to my questions:- Other than potentially needing to pay some of the end buyer's closing fees, am I missing anything else that should be accounted for?

I know that closing costs are often either payed by the seller or rolled into the final price, so why would she tell me that?

I’m trying to decide what some reasonable offers should be and having a difficult time, because some values I see on county records are way lower than what some sellers are asking.

Online leads for buyers or for sellers? 

You will get a special warranty deed, that basically means the seller/bank/auction house is selling where is/as is, and you, the buyer are responsible for all liens with the property.

I am motivated to learn, hustle, increase my income, and abundantly provide for my family.Goals:-Educate myself.

I still have not received the scope of rehab work and seller's disclosures after asking multiple times. b) Similar turnkey providers offer 6-month or more warranty on the property, at least on the rehab work.

Paying all cash makes things a lot simpler for sure and sellers like that.

yup looks like one seller selling all their duplex's