You will either change your opinions and your approach or not survive.This is a business not a charity.

GIve your $300,000 to a charity then you may call yourself HOMELESS.homeless/ˈhəʊmlɪs/Learn to pronounce adjective(of a person) without a home, and therefore typically living on the streets.Ones net worth has no bearing on whether you are HOMELESS or not.  

Apparently I'm running a charity in their minds...Or should I just walk away from this? 

For now it is far more important you save for yourself and family.You must set priorities and at this point in time giving your money away to a charity should never be on the table.

New York and California expect private property owners to act like a charity and provide cheap housing to tenants without compensation, i.e., a reduction in property taxes.Should private citizens who own apartment buildings, be held responsible for paying for housing subsidies?

It's just now it's more along the lines of endowing a charity than buying a house I don't need. 

I'm running a business, not a charity, and my sympathy ends at my wallet. 

I don't run a charity.

It is not a charity industry and if they can figure out a way to legally avoid paying a claim, that is what they are going to do. 

That, while I was sympathetic, this is a business venture for me and I am not a charity.