If its hydronic heating you can replace the freestanding radiators with a baseboard product like slant fin 30.

I also recommend exploring other low-down payment products at your local banks and CUs.

Hey BP, Hope everyone is having a productive day.

He is essentially paying for a product without the guarantee to be delivered.

As far as flat roof goes both are good products.

Looks like the passive nature of the DST is working for him just fine :)

There are some lenders out there that have products for foreigners - more red tape, more fees, interest rates in the 6-7% range and 30-40% deposit requirements.

Bank of Akron is a portfolio lender so they have more liberal lending products.

The home uses 2 natural gas heaters (dyna-glo 3000 BTu), house was built in 1950 (older homes used these gas heaters as a heat source in the area) and is in the upperclass area where newer homes have been built and continue to be built ( which newer homes have central heat) , I just had the appraisal come back to the lender is saying that “” Appraisal stated The heaters aren’t normal for the area this is a comparable item The subject property doesn’t exist the area and/or comps used” so the underwriter won’t approve the refi , what do you guys think my next move should be?

I feel like I find a new loan product every day.I'm hoping to leverage the Bigger Pockets community for some advice. :)  Thanks and have a wonderful 2020!