Like everyone commented, you don't want a war zone as your first property but there are plenty of deals out there in mature neighborhoods where houses have just not been kept up. 

For the few hundred bucks it would cost you to make a trip, I don't know why you wouldn't. 

We insure a few hundred homes at anyone time and have a Proctor account.. its like a zuriich.. and so we can add one day and subtract one day and we pay a monthly rate.. so on some of these cheaper mid west homes we may pay 20 to 30 a month but if the property is off the books in 90 days its only 90 bucks.. and they bill once a month in a rears.. though with that we have a 5k deductible.. which hurts on wind/hail damage for roof replacements.. and it takes for ever to get a claim through they will come through but you need to have the money to do the fix up while the claim is being processed.

Some of them have an option to extend the loan at maturity for another round of points.

He's playing the emotional card like "I'm 100% commissioned, my family has to eat, are the better terms worth a few bucks a month to you?"

Go tackle the world young buck.

I paid 550$ bucks for the attorney last time I bought a house but that was a cash buy .

My lender offered unacceptable options to refinance a commercial loan that just matured and is on an extension period. 

. :) Hi Nafiseh,You will get the most bang for your buck making that offer around your office. 2nd best will be on Broker's Tour and other Realtor networking events. 

I wanted to send somebody over to assess the issue that I can trust and won’t charge me a million bucks just for investigating.