All you need to do is follow the law with respect to how you are legally allowed into the country (and how long you are permitted to stay each time you're allowed in).

My question is the city lax in issuing building permits (increasing supplies)?

Would there be any complications getting permit approval from the city? 

This could include permits, sewer hookups, to code electrical hookups, etc. 

You can't upgrade it (like with dual pane vinyl instead of single-pane wood sash) and a lot the stuff you need to pull permits for needs to get architectural OK. 

Some are still completely shut down and you can't close a transaction or get permits but others are still full steam ahead.

We did it without permit but the house is solid and up to codes.

All banks assess risk differently and are permitted to set more restrictive guidelines than a lending program calls for.

@Evan Bonnell the law, as relayed to me by my solo 401k provider (@Dmitriy Fomichenko) in a newsletter this morning includes the following hardship provision:Has experienced adverse financial consequences as a result of being (a) quarantined, (b) furloughed, (c) laid off, (d) who has reduced work hours that is due to SARS-CoV-2 or COVID-19, (e) who is unable to work due to lack of child care due to SARS-CoV-2 or COVID-19, (f) closed or reduced hours of the business the participant owns or operates due to SARS-CoV-2 or COVID-19, or (g) any other factors as determined by the Secretary of the Treasury.Your lack of child care should qualify as a hardship.If you can weather the tax hit, and you are concerned about income/tax burdens in retirement, maybe consider doing an in-service conversion of $100k to the Roth portion of your 401k (if your plan has it, and if it permits you to convert). 

If so, were permits pulled & were they installed by a professional5.Are any of the homes rented to students6.Is there a flat roof7.are there asbestos shingles The Year that the following were updated (either partially or fully) would be good to know:- Heating systems- Roof- Plumbing- electricalSome companies will not write properties with systems that have not been updated.As long as you are living there, the proper policy for a 1-4 family is a "Homeowners" policyc.