I know there are some that are designed specifically for real estate agents but not sure if anyone investing uses them,,,,thanks in advance for your responseMW

Driving into this website, I saw, what I thought, was an abandoned 8 unit apartment complex close to my area; (close to Birmingham, Alabama; specifically Jasper, Alabama)I drove to the site and discovered that every unit was occupied.

@Neri Bermas With that small of a budget you are relegated to specific markets.

It is very fact specific and there is no “perfect” answer.

My name is Brian and I'm a 26 year old originally born and raised in the Midwest (Cleveland area specifically), but I've been living in the bay area for almost 3 years now as I got my first "big boy" job in tech.I'm a newbie when it comes to RE investing but I'm very interested in rental RE.

I But of course that’s all location-specific.

I have a separate account that is specific to all of my rental properties....separate from my regular checking account.

Louis,Specifically, what are you looking for? 

I'm ok with making some concessions and working with her outside the specifics in the lease but I want to get them in writing from her. 

I don't know about the specific add ons you listed, but I do know that my insurance went down when I switched from a homeowner to landlord policy on my single family homes.