If for whatever reason UBIT is paid directly by the taxpayer, the amount paid is considered a contribution to the IRA.Follow up question: Is there any difference in how the UDFI will apply for these: 1) SD IRA 2) SEP-IRA 3) Solo 401K 4) SD IRA (operated as an LLC) so this one is confusing...

The way you worded it seems like you were getting terms confused but based on what you said you should be at 60% LTV.

Hello Joshim a little confused as to how your cash flow increases dramatically year after year from y1@ 461 - y20 @ 17k yet the mortgage payment remains the same? 

I may be getting things confused.

@Ravi Kumar I’m confused then...you recommended it before you researched it?

I'm a real estate investor (living outside of the US), looking to invest in Indianapolis.Currently I'm looking for a single family rental property for 100K +-, in B or C areas.As I am not familiar with Indianapolis, I would like to get an opinion on the following areas I came across and thinking to focus on:- Irvington- Lawrence- here I'm a bit confused, if I'm not mistaken there is a neighborhood called Lawrence and a township called Lawerence.

Sorry if that was confusing, just trying to figure out how this "no money down" works 

Better said, I am new to all this and super confused.

My partner will probably exit in 3-5 years and that's where things start to confuse me.

I responded in a way that apparently confused the banker by saying,  "Yes, please proceed.