How is it that some of these markets still have such high percentages of underwater properties in 2020? 

This will be my first house rehab/flip. I found a good deal but its a way bigger project than I want to manage so I approached someone about partnering. I will be financing the deal. Normally I would offer a 50/50 pro...

As a company you might be getting 50% financing (if they give you a loan at all without any history), and as a private person this percentage is going up and based on different characteristics (working contract etc, not sure if your internship contract would be accepted).

What is a fair percentage for a hard money loan?

Their methodology: Markets are considered more or less at risk based on the percentage of housing units receiving a foreclosure notice in Q4 2019, the percent of homes underwater (LTV 100 or greater) in Q4 2019, and the percentage of local wages required to pay for major home ownership expenses.

At the moment I am trying to ascertain financing options.What would a typical deposit percentage be on a property in this situation?

@Douglas UnderwoodWe have a form in our lease that addresses the security deposit:  the tenants put their names and the percentage of the security deposit to be returned. 

If it is registered with the town as a legal 3 family, than there is no question that you can rent all 3 individually.When it comes to utilities that is more tricky, you can chose to include utilities into the rental amount (which technically could help w Sec 8 since the tenant gets a percentage of their rent covered and if it has utilities includes that can take some additional burden off of the tenant).

Whether that's a percentage based commission or a fixed amount is irrelevant.

The only fore closures you will see are from those that where WAY over leveraged, which will be a very small percentage.