I have never before said that I have exhausted my efforts without acheiving my mission....or at least felt confident that I was making head way.

(This was more a psychological than an investment decision.)

There are many reasons why some people choose to live in mobile homes rather than an apartment.

I would also guess that the insurance is more expensive for a company, rather than an individual, but I don't know that.Also, it's not either/or with the umbrella policy, it seems to me that you need it no matter what.

I like to think of myself as more of an investor than an agent and I like to treat my clients the same way I run my own numbers (which is extremely conservative, I like to sleep at night).

I feel they are more an MLS substitute than an agency substitute at present.

For example, if you’re a first-time buyer wanting to see 3 different cities, low down payment Ioan, no real idea of what you’re looking for, and need to lose 3+ offers before you’ll listen to my professional opinion on offer price & terms, you’re going to be paying me a lot more than an informed cash buyer looking in a specific neighborhood that listens to my advice so we quickly win the bidding wars we still have with lack of inventory in desirable neighborhoods.

On the next one, I'm contemplating submitting a cashiers cheque in the full amount with our offer rather than an EMD of 10%.

.; repair as neededInspect plumbing for leaks, clean aerators on faucetsTake care of any insect problems you may haveClean and repair deck/patio as neededClean out window wells of debrisCheck and clean dryer vent, other exhaust vents to exterior of homeClean garage________________________________________________________________Do the landlords on this forum perform any of these tasks? 

When I look at the down payment I try to gauge what it would cost to start a foreclosure proceeding (it will be more expensive than an eviction) and how many months of lost rent I may have if a foreclosure is initiated.