Raising interest rates will cool the housing market.

I put 10% down, RAISED my interest rate as high as possible so that I could get a lender credit (no closing costs), then fixed up and refinanced, so the higher interest rate was short lived. 

I have access to credit cards totaling over $20,000, but it occurs to me that getting a loan would be lower interest for a down payment.

It was his family home where he raised his sons.

Typically real estate returns get better the longer you own it through appreciation and rent raises.

I'm just curious how to factor raises in that/potential missing winter seasonal stuff in.

Additionally, setting up this first partnership meant ensuring that we have the infrastructure in place (credit cards/banking/operating agreement/business plan) to make sure we're ready to scale up from here!

I'm curious what everyone's thoughts are on interest rates for the short term future (6-12 months).It looks like the fed is getting more aggressive with there narrative on tapering and raising interest rates.I'm planning on refinancing to pull equity out and to re-consolidate debt.Do you guys see rates going up in the next half year and see a benefit to refinance now?

From there, get cards and contacts and start networking!

Does that include all the credit card payments (like monthly statement that may include all the utilities n expenses?)