This is a major criteria to find qualified leads and if I cannot access this, I'll be mailing many individuals with little or no equity .Any advice would be appreciated!

IRA is individual retirement account and anyone can have one.

I do consider myself a fairly smart individual...but I dont think my success in real estate investing is because of that, its merely because I bought properties and held them as prices continued to rise.

Account Closed Yes, the primary insured should be the entity that holds title to the property.If the entity is an LLC, Trust, Limited Partnership, the insurance policy includes language extending coverage to the individuals owners the entity.I have many clients who have closed in their personal name and then transferred to an LLC shortly after closing.

I'm looking for local, like-minded individuals to network with. 

I buy them as an individual, which I suppose is retail.

People would be amazed if they knew the amount of individuals out that that carry fake ID's on them.  

4) Assuming I went with the above structure, do they checks for rent go to each LLC individually or #1?

I intend on purchasing investment properties each in their own individual LLC for legal protection so if something goes wrong in one, it won't effect the other.I also however want to build a brand, a face to this as an investment company to use on the Website, advertising, deals, ect.That said, if I create another LLC or SCorp, "XYZ Investments" that owns all of the LLCs (rental properties) is that wise to do?

Are better rates offered to individuals opposed to LLC's?