Downsides off the top of my my head…1) You’re going to need larger down payments.

If you click on the magnifying glass in the upper corner and type accounting software you’ll see the last few hundred times it’s been asked. 

The problem: I pay more in expenses than I make in rental income.Solution Step 1: Hire a tax attorney and argue the taxes.

It is not just the interest rate but also PMI.

I would love to get an assessment of the market.

Since then, I have not been able to find a reputable Debt Recovery Agency that has been able to assist in the recovery process.

Then, when writing your purchase offer, you can ask the seller for the remaining amount needed to cover your closing costs. 

I found a 4plex in Terre Haute Indiana and I want it but I need someone to hold my hand through the process... first timer

Would a better path be to obtain the loan as a second home and then rent it out at investment/STR when we aren't visiting it rather than taking out a loan specifically for STR?

Redfin ranked Milwaukee as the hottest market in the US in Feb with a 20% increase in median sales price. https://www.rentcafe.com/blog/rental-market/market-snapshots...I think the reason we have slipped from #3 to #10 during the winter months is the seasonal slowdown in turn over: most leases have an end date outside Nov-March.