To me (and id like to hear others opinions) - the only real benefits to FHA is if you are rebuilding credit or cant obtain that extra 1.5% down (maybe high priced market).

@Kevin Jennings If you're able to spot a small multifamily or a house with a casita or space to build a casita that might be the best way to househack with a family - having someone else pay that mortgage is a huge benefit and might be worth the sacrifice of some privacy for the long term financial gains.

But you also have to compare the benefit of taking depreciation and expense on a couple of the rooms and losing the primary residence exclusion of a tax free sale - but you could still 1031 the investment portion and defer tax. . 

The benefit would be their relationships with the service providers.

I’d give your agent the benefit of the doubt as it sounds like they’re just trying to get you a good rate from a lender they trust to get the transaction tot he finish line with no drama.

1)the owners of the property received their money2)they requested 10 more days and we gave them benefit of the doubt3)when we visited them 4 days before the move-out date, it seems like their not moving...would appreciate your feedback

Abiy, send me a colleague request and I’ll share some details you’ll benefit from. 

There are others ways to benefit from your RE losses, but you have to work with the tax pad professionals who can guide you. 

@Chase Lowry, diversification is an important strategy for many people and retirement plans offer significant tax and other benefits which real estate investing cannot always provide.

I also get a ton of tax benefits.