I was reading and on youtube, you can pay the mortgage by depositing all the retirement money and then take out as needed for regular expenses.

Look into options to rollover into amortized payback or growth.Offer long term retirement funds that look similar to mortgage amortization schedules.Explore options to donate portions of the interest gained to provide community support to help rehab homes with people who need help, but can’t afford it.Create regularly updated, highly visual progress reports for the various remodel/ renovation projects.

Then I learned about REIT’s and Syndication and realized we could grow our company by making it possible for all people to enjoy the benefits of income producing commercial properties

We recently purchased a 32-unit in Columbia, SC, on a regular old bank loan - no requirements for experience or net worth like an agency loan (Fannie or Freddie) would have.

I'm not saying to not get it replaced, all I'm suggesting is, replacing it is a lot of money out of pocket right now when you could reinvesting that on more income producing properties.

So your $500k of equity can produce $18k of cash flow a year at a whopping 3.6% ROE?

I prefer older books that are packed full of practical information and not written with the intent of producing ten spin-offs or sequals. 

The money saved and equity earned on this property is what I will use to invest in an income producing property in the future, or perhaps I will move out in a year or whatever with my owner-occupy rate details is acceptable and rent out the entire house.Has anyone done something like this?

After several weekends and late nights of work it's been producing cash flow.

@Diana Lugala Hi Diana, I’m not sure if you are on Instagram, but there a couple of investors that I follow that produce a lot of content/mention what to look for as a real estate investor and are transparent with how they make their money.