Which credit card companies will do a hard pull for a CLI is one of the things that can be learned on creditboards, by anyone who ignores Joe Gore's absurd statement, which is based on his antipathy for that website, not based in reality.

See http://www.trulia.com/pro/buyers/reality-check-5-f...So...how do you work with listing agents? 

These are look and feel sketches not yet held to account of harsh financial reality.  

Mark Forest is correct, you would make the current owner responsible for delivering the property to you vacant and empty of any chattels or property not explicitly itemised as being delivered with the property in the APS.We use attorneys for closing up here, but you would need either an attorney, title company or both to execute this on your own.It has also been our experience that FSBOs are usually over priced - sometimes those from other investors are close to reality, but not always.

Disadvantages depends on the beholder of their niche, some can't operate ethically, some think disclosing your position is not a good thing, the advantages out weigh the disadvantages in reality.

Don't you think that's stretching the limits of reality?

Once the market tanked the reality of being able to survive in this industry became unpromising.

A little common sense needs to be used too, a family unit can't be defined in reality for those of legal age and children younger or infants may be sleeping with adults.

I dragged my feet for weeks and weeks before but then I just faced the reality that the sooner I start the sooner I'll reach my end goal/dream.  

That's just the reality and there's no getting around to it regardless of what the gurus say.