They are very good hiders, hide in baseboards, electrical outlets, etc- so make sure the inspector is ridiculously thorough. 

I have made easily 100x the ridiculously cheap amount this site has cost me.

Your NOI has Maint Supplies, but likely does not have an appropriate capital reserve to replace depreciating components: roof, HVAC, etc.Also, the utilities at 30% of gross potential rent are off-the-charts ridiculous.

As to the balance of your opinion, I did not want to copy it here as it is ridiculous.

I noticed some of those HOA fees can be ridiculous.

They make ridiculous requests or demands, and have little respect for the professionals time.

If it were me, I would refinance into the 5 year balloon as long as the closing costs aren't ridiculous.

Now you and your contractor will inevitably end up going back and forth with the adjustor about the final numbers as the insurance companies use the most ridiculous dollar amounts for labor rates, however, that back and forth ends if you don’t have the initial coverage.

My friend moved to Boston (Jamaica Plain) from Indy and his rent is ridiculous.

@Matthew Miller, $18k in closing costs sounds ridiculously high, 4-5X what I'd expect.