At the end, I am doing all this for something bigger than money; I grew up in a typical "rick dad, poor dad" family where they give you education and that's it.

A few posts came very close to answering my question (or maybe they did and I can't quite wrap my head around it).On a typical Private money loan, what is typically used for an amortization schedule?

Bill, check those dirt calc.s.A typical triaxle straight frame dump truck is 18 cy's, loose dirt, to meet weight restrictions.

You posted no details other than an 8% return from holding RE and claim t is lower risk than my suggestion through your arguments.I never stated that the higher returns were derived from or promised by "prophets".While I agree that typically, higher returns usually come with higher risk, a smart investor can achieve both double digit annual returns and low risk via note/trust deed investing.I also agree that understanding risks is important as they relate to returns.

The work stuff I might do during the day:- Answer emails as they come in- Answer phone calls from my project managers or agents- Visit properties I'm considering buying- Meetings (meaning lunch or visiting projects) with other investors I work with- Etc...There is no typical day.

If you do all your rate shopping within a short period of time (i.e. 30 days or less), it typically won't hurt your credit anymore than a single inquiry.

Hmmm...haven't I been reading that the banks won't typically talk to a private investor that only wants to buy one, or two, maybe three properties?

Tenants and owners need to know that abrasive cleaners can't be used, only soft scrub types, and that mats need to be lifted so as not to trap water against the reglazed surface.Some of the big complexes use this method, its a lot cheaper than replacing tubs, ceramic walls and countertops.We've used it primarly on properties that we're selling were there are out of date colors like pink tubs, green tubs, etc. typically from the 1950 to 1970.

Hi Jory,Fix and flips typically involve things that add more value than the cost.

Once all areas where mold is typically found are demo'd and cleaned up, I would demo the remaining flooring and open all the walls.