Individuals generally don't convey by SWD unless some matter is excepted out in that deed.If it's just a SWD without listed exceptions sounds too like the attorney is venturing off to where he thinks he's simply protecting his client.

More extra money to turn your home from a liability into an asset.

The security instruments allow no recourse against the individual account holders or the balances of your IRA/401(k) funds.

I would negotiate a base pay rate and get paid extra for bigger jobs.

I was wondering if anyone else has heard of this "Housejerk" that is now being promoted here by a few individuals that I dont consider to be on the up and up.

If you are looking at a conventional loan then it would be 6 months, though individual lenders may have their own overlays that require a longer time.

. -- who have extra cash sitting around (perhaps in retirement funds) and are willing to invest in YOU, as well as the deal.Find these people and ask them if they'd be willing to invest in a no money down deal.

Sell homes, every 5th home you sell, buy a rental for yourself, fix the rental, rent it out, and pay extra on the mortgage each month. if you sell 20 homes per year, that means you will be buying 4 homes a year, in 5 years you will have 20 homes, if those 20 homes appreciate by $50,000 each, BAM you are a millionaire.

These are 5 attached 3 bedroom townhomes and 4 individual SF homes all on 1 acre of land.Please let me know if I am forgetting anything.Rent: $8,875.00Units: 9Maintenance $1,331.25Vacancy $443.75Property Manager $621.25Insurance $484.47Utilities $150 (calculated at 85% recapture on RUBS for water, gas and electric metered separately)Landscaping $300.00Advertising $73.96Ongoing Capital Expenses $887.50Taxes $702.63Purchase Price $385,000.00Rehab $78,100.00Holding Fees $17,750.00 (2 months rehab, some will rent sooner)Closing Costs $3,500.00Cash out of Pocket $484,350.00Additional ideas for extra income:Pet Rent - $10 per month per pet (the property has a huge green space for pets that I may actually fence in as a "dog park")Appliance Rental - $25 per month for w/d, $15 per month for refrigerator (I actually ran across this idea looking for my son an apartment recently)Property also has a big playground that I may remove -- not sure yet.Please let me know if there are other expenses that I am not calculating (hopefully they are small :))

I do this because I have more cash available earlier: you can use all $29,000 now for one house, or you can use ~$7,500 and get a loan for the balance, allowing you to keep the extra cash for additional properties.Remember: The numbers have to work for the deal to be a good one.