It's been several years since I have used bigger pockets, even though I paid for it. We flipped several houses since last time I used it and when I originally started paying for the pro membership, we wanted to get in...

Is it worth spending the extra money to provide this for my guests?

@Michael H.it's going to be heavily dependent on your personal situation, and the requirements of an individual lender, but yes, it could make it more difficult to qualify for conventional lending.with that said, a lot of us use DSCR loans and there, your DTI ratio is not a factor.so i wouldn't let this be a blocker to house hacking. 

What matters most is that they understand things like depreciation, cost segregation, and how to structure returns for investors.On the LLC question, the timing usually depends on your comfort level with liability protection vs. the extra cost/complexity of forming one.

At least w the entry-level QuickBooks, there's no way to parse out property performance for individual doors.

Note: Even when you "get rid" of mortgage payment by purchasing a home in cash, there will still be expenses such as property taxes and general repairs.Other Ideas:- Rent out garage for storage ($150/mo); Rent out individual rooms (maybe $800/mo?)

Each of you would need to meet the IRS hours tests individually if you want losses to be non-passive.

Mention your cash position for bulk deals.Social/Forums: Follow X accounts like @OrlandoNtheCity for market chatter; search Reddit's r/OrlandoRealEstate for "builder discounts" threads.Negotiate Aggressively: With cash, push for 5–10% extra off list (on top of incentives) or lot premiums waived—builders are motivated to close by year-end to hit quotas.With significant funds, target 3–5 homes in one community for leverage (e.g., Lennar in Lake Nona).

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

Otherwise you can take the extra payment and make 4-5% with no work, basic investing.