It doesn't matter if you are young or old, totally new or need to build upon your experience.Yes, you have just announced a commitment to the thousands in this community about your seriousness regarding REI and have taken this bold step to affirm it.Your time on this site and with the BiggerPockets community will be well spent and can be financially rewarding if you so desire.You are here at the Forum, but, should raise your mouse to the top and explore the otherheadings displayed.Don't get overwhelmed by the massive amount of data archived on this site.Simply, bone up on the areas that you need to expand knowledge in such as, Forums,Marketplace, Learn, Network, Analyze, Resources.Feast on the Podcasts, #askbp Podcasts, blogs, webinars and the myriad of bookrecommendations.Also, you can review the quick links below to help solidify your grip on this site.http://www.biggerpockets.com/starthere Setting up Keyword Alerts How to Use @Mentions on BiggerPockets 25 Tips for Real Estate SuccessAfter becoming more knowledgeable and confident because of my above suggestions, take action to snag your first real estate investment deal if new or add to your existing holdings if you have prior experience.Don't get caught up in analysis paralysis.You must immerse yourself in the RE marketplace locally in your neighborhood or afar if the situation warrants it.Take calculated risks if needed and you shall be rewarded!"

Due to the current market environment, the 1% rule is hard to come by, much less the 2% rule (does that even exist in Atlanta?).

Hey @Denise Chester Glad to see you committed enough to go Pro.It is money and time well spent.

If you hate how it looks, proceed to one of the below optionsInexpensive:  Screw thin drywall to the existing walls, texture, paint

You cannot add a business or customer to your list and simply forget about their existence.

On the existing contract, the selling price we both agreed was $499K with $10K closing assistance to buyer.

I've been lurking on this site for several years and am committed recently to get more involved. 

You interview investors that have already bought property in the past and find out where they want to buy and what kind of properties that one"Terms" means using creative financing which you can learn about here at biggerpocketsThere is "subject to existing financing" or "sub to"which means you buy a property and take over the payments and get the deedThere is a lease option assignment where you lease option from the seller and sell your paperwork to a renter for a feeThere is buying on a wraparound mortgage or installment land contract and renting out the propertyFor a free and clear property with no loans, you can buy on installment sale and rent out the propertyOffering the seller a cash offer and a terms offer I think is the easiest way for you to make money in real estate both when starting out and when you are established

(Anyone who BS detector is on the fritz these things to not exist:) )If you need to borrow most of the money (unless you have very good terms) and plan to sell with an agent you would be lucky to break even on this deal.

Banks, both small and large, are facing two extremely difficult challenges that threaten their continued existence in the financial services industry.