I am planning on purchasing a 2nd house when I become eligible for my VA loan this next winter(December) I can put 0% down and I would like that 2nd purchase to be a duplex.

But those are some 101 level fundamentals that will get you started with a solid foundation.Be proactive in choosing your path.

We are currently in our first house-hack and will be eligible to purchase our 2nd HH in April (because it will have been 1 year since we purchased the first one).

As far as median household income, all 4 major markets in Texas are above the national median, so as far as "fundamentals" Texas looks attractive, that is why is a competitive market with more investors flocking in - does it makes sense?  

As an episode of House Hunters a few years ago showed, some people are surprised when they see what the cost is of some of the homes around here because of simple supply and demand fundamentals.

I was wondering if I could purchase the property in my own name for a new construction loan for personal residence or second home as I will be more eligible for an FHA or conventionial New Construction loan.

@Kaz Iyama first off, you do NOT need to pay $20k (or anything close to that) to learn the fundamentals of real estate investing--all the most important info on REI is available for free, or for very little money (the cost of a few books).Before you can ever find a partner or mentor, you'll need answer the question: "What value am I bringing to the partnership?"

Keep your cash for the next deal.For reference, I used a USDA loan which most people think is for rural homes but if you look at the map of what is USDA eligible you can find some pretty cool spots.

Plus, when done correctly, a house hack will lower your expenses while increasing your income in a single step--the fundamental key to building wealth.Good luck out there!

Your profile mentions that you are an agent.If you have rentals, you may potentially be eligible to claim real estate professional status which may help your tax return status.best of luck.